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ENDORSED BY GMC AND BACKED BY GENERAL MOTORS

GMC GAP COVERAGE

ENDORSED BY GMC AND BACKED BY GENERAL MOTORS

GMC GAP COVERAGE

GMC GAP Coverage* can provide added financial protection in the event of a total loss by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible. Plus, GMC GAP coverage is endorsed by GMC and General Motors. 

GMC GAP COVERAGE

KEY BENEFITS

The only GAP Protection endorsed by GMC and General Motors

Offered in terms up to 8 years

Available for any finance amount on new or pre-owned vehicles, only at the time of vehicle purchase

No maximum dollar amount on covered losses that are waived

Includes a waiver for your primary insurance deductible up to $1,000*

Covers rideshare services

Can be canceled* at any time 

COVERAGE OPTIONS

GAP

Adds financial protection in the event of a total loss by waiving some or all of the difference of what you owe on your vehicle.

Terms up to 8 years.

GAP PLUS

Offers the same benefits as the standard GAP coverage, plus a $1,000 credit toward the purchase of a GMC replacement vehicle. Only available at participating GM Dealers and not available in all states.

Terms up to 8 years.

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GAP

Adds financial protection in the event of a total loss by waiving some or all of the difference of what you owe on your vehicle.

Terms up to 8 years.

GAP PLUS

Offers the same benefits as the standard GAP coverage, plus a $1,000 credit toward the purchase of a GMC replacement vehicle. Only available at participating GM Dealers and not available in all states.

Terms up to 8 years.

DON’T PAY FOR A TOTAL LOSS

GAP Coverage can help protect you from paying on a vehicle that is a total loss. In that event, this Plan can help cover the amount you owe on the vehicle that your insurance doesn’t cover. Ask your dealer for GMC GAP Coverage—the only plan with the same name as your vehicle. 

EXCLUSIONS

Losses occurring prior to the date of the GAP Addendum

Any amounts owed on the vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, deferred, or skipped payments

Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family members, or other persons acting under customer’s authority

Vehicles used for competitive racing or for a prohibited commercial purpose

If the customer has refinanced the vehicle finance agreement

Deductions taken by the primary insurer, such as prior damage, salvage, missing items, excess towing, custom equipment, and storage

Not a complete list of exclusions. See sample contract for a complete list of exclusions. 

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GMC PRE-PAID MAINTENANCE

GMC Pre-Paid Maintenance* is designed to help cover costs associated with recommended maintenance of your GMC. Plus, GMC Pre-Paid Maintenance is endorsed by GMC and backed by General Motors.