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GM Business Card Used to Earn or Redeem Points

GM BUSINESS™ MASTERCARD®

The GM Business™ Mastercard®* rewards small business owners with special benefits. Build Earnings toward an eligible, new GMC, Chevrolet, Buick, or Cadillac vehicle* for the job. See Program Rules.
GM Business Card Used to Earn or Redeem

APPROVED CARDMEMBER OFFER

Get $750 in Bonus Earnings to redeem with GM after spending $5,000 on the GM Business™ Mastercard® in your first 5 months.*

INTRODUCTORY PURCHASE APR

0% Intro Purchase APR for the first 9 months*; thereafter, variable APR of 18.49% to 28.49%.

ANNUAL FEE

$0*

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a GM Business™ Mastercard®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.

APPLY NOW

PUT YOUR EXPENSES TO WORK

Earn up to 5% toward the purchase or lease of an eligible, new GMC, Chevrolet, Buick, or Cadillac vehicle.*
Redeem and Earn When Taking Your Vehicle in for Service

5% Earnings* on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GMC Dealers.
Woman Fueling Her GMC Vehicle Using Her GM Business Card

3% Earnings* on purchases at gas stations, restaurants and office supply stores. 
Woman Paying Restaurant Bill Using Her GM Business Card

1% Earnings on all other purchases.*

BENEFITS

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EARN AND REDEEM

There’s no limit to the amount of Earnings you can build up or redeem toward an eligible, new GM vehicle.* Earnings don’t expire as long as your Account stays open and in good standing.*
Family Setting Up Camping Tents Next to Their GMC Sierra Truck

COMBINE OFFERS

Combine Earnings with most current vehicle offers for more potential value.
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NO-COST EMPLOYEE CARDS

Add employee cards to your Account, set individual spending limits and track all individual spending activity – all at no additional cost.
Woman Reviewing Her GM Business Card Statement

NO ANNUAL FEE*

No annual fee and no foreign transaction fee.
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MASTERCARD EASY SAVINGS® 

The Mastercard Easy Savings Program®* allows you to save on everyday expenses when using your enrolled Mastercard business card on qualified purchases at participating merchants nationwide. Learn more about the Mastercard Easy Savings® Program.

HOW TO REDEEM

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CHOOSE

CHOOSE

Choose your eligible, new GMC, Chevrolet, Buick, or Cadillac vehicle at a participating GM dealership.

Choose your eligible, new GMC, Chevrolet, Buick, or Cadillac vehicle at a participating GM dealership.
GM Business Card one icon

CHOOSE

Choose your eligible, new GMC, Chevrolet, Buick, or Cadillac vehicle at a participating GM dealership.
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AGREE

AGREE

Agree on your best price with your dealer after taking advantage of vehicle offers.

Agree on your best price with your dealer after taking advantage of vehicle offers.

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AGREE

Agree on your best price with your dealer after taking advantage of vehicle offers.

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DEDUCT

DEDUCT

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.
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DEDUCT

Deduct your Earnings plus any exclusive Cardmember offers from your agreed upon price.

RATES AND FEES

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 18.49% to 28.49%; variable based on your creditworthiness.

Purchase APR

18.49% to 28.49% variable based on your creditworthiness 

APR for Cash Advances

29.99% variable

Annual Fee

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0 

Late Payment Fee

Up to $40

HOW WE WILL CALCULATE YOUR BALANCE:

We use the daily balance method (including new Transaction).

PRIME RATE

Variable APRs are based on the 14.24% - 24.24%; Prime Rate as of 3/31/22.

For New York residents: For more information, call Issuer at 877-255-5923. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. Contact the New York state department of financial services at 1-800-342-3738 or http://www.dfs.ny.gov.

IF YOU’VE GOT A QUESTION, WE’RE HERE TO HELP.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

GO TO REWARDS SUPPORT

My GMC Rewards Program Terms & Conditions. | My GMC Rewards™ Mastercard® Program Rules. | GM Extended Family™ Mastercard® Program Rules. | GM Business™ Mastercard® Program Rules. | California Residents: Notice of Financial Incentive.

My GMC Rewards Program Terms & Conditions. | My GMC Rewards™ Mastercard® Program Rules. | GM Extended Family™ Mastercard® Program Rules. | GM Business™ Mastercard® Program Rules. | California Residents: Notice of Financial Incentive.